Home Ownership and Foreclosure Prevention

Homebuyer Education & Counseling

KCCD Housing Counseling Agency assists potential home owners in the purchase of their first home by providing home buyer education, financial literacy, and counseling. Prospective home owners learn about government down payment assistance programs, escrow, and related topics that will equip them to purchase a home.

Foreclosure Prevention Counseling

KCCD provides group and individual counseling sessions for home owners who are having difficulty making their mortgage payments. Counseling sessions consist of an extensive review of the mortgage modification process along with document preparation assistance. KCCD further assists distressed home owners by submitting the necessary documentation to the lender in order to determine if the home owner qualifies for a loan modification. KCCD continues to act as an intermediary between the borrower and the lender until a final resolution has been reached.